We pride ourselves on being a partner with our clients. We do not sell products – we invest based upon the client’s individual needs. As an affiliate of North Valley Investment Partners, LLC., our approach aims to be fully aligned with client’s needs and our viewpoints encompass their full financial picture.
We provide independent advice and do not use proprietary products. We have an open architecture philosophy that uses the most suitable investments no matter the firm. Here at North Valley Investment Partners, we use several well-known custodians that include LPL Financial.
Not all clients are alike, few are in fact, but every client has their own goals and needs. Thus, we feel they should not hold the same assets as the next client. We tailor each client’s investment strategy and plan to their needs and goals.
We are transparent with clients about all fees and, where applicable, serve serve as a fiduciary on managed portfolios. Clients have the option to work with us on a fee or asset basis, transactional (brokerage), or on an hourly planning basis.
Our culture is such that we strive to provide clients with unparalleled service. To those who feel like they are on their own, we are here for you. Our team is available to talk with clients when they have a concern because that is why we have been hired – to be a trusted advisor and partner in pursuit of your financial goals.
At North Valley Investment Partners, we do not dictate investment and planning philosophy. Our team holds one-on-one meetings with our clients to discuss their needs and goals. We consistently keep clients updated with allocation changes, portfolio performance as it relates to their financial goals and we work with them on their portfolios to adjust for family and life changes.
Advisory services offered through either LPL Financial or Stratos Wealth Partners, each registered investment advisors and separate and unaffiliated entities.
At North Valley Investment Partners, we start by dedicating time to understanding what is important to each of our clients. We consider their financial fears and goals in order to develop a customized strategy, to fit your needs.
We assess risk tolerance and proper allocation among different asset classes before building client portfolios that are tailored to suit our individual client’s goals. Our team monitors asset allocation for changes that need to be made.
We work directly with our clients, their CPAs and attorneys to minimize taxes and maximize the amount that they keep or leave to their heirs. We can work as part of our client’s integrated team of investment professionals, offering services that include tax planning, estate planning and investment planning.
We work with our clients to provide a highly-customized, in-depth financial plan to address their particular needs.
We act as the team captain for our client’s financial plan and are dedicated to ensuring strategic portfolio allocation. Many clients feel their portfolios are diversified because they own a number of different investments, but this is not necessarily a sign of proper diversification
We analyze your portfolio thoroughly so you understand exactly what you own, its potential volatility and how much you are paying for it.
The North Valley Investment Partners team employs a system of daily monitoring to provide current and appropriate portfolio allocation. We utilize a series of alerts to notify them of changes to client’s bank accounts, investment accounts, 401(k)’s, pension plans, options, life, long-term care and disability insurance, credit cards, real estate and business interests.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.